SWAG��Ƶ

Graduate Tuition and Fee Rates (2013-2014 fees are subject to change)

Certificate of Advanced Graduate Study in Educational Leadership

General Services Fee (one-time, non-refundable)		$115
Tuition (per credit hour)		$500

Doctorate in Education

General Services Fee (one-time, non-refundable)		$115
Tuition (per credit hour)		$780

Master of Science:  Biological Sciences & Marine Sciences

Application Fee		$40
General Services Fee (annual)		$580
Tuition (Academic year)		$30,280

Master of Science in Education - On-line Instruction

Application Fee (non-refundable)		$40
General Services Fee (one-time, non-refundable)		$115
Tuition (per credit hour)		$500

Medical Education Leadership

Application Fee (non-refundable) General Services Fee (one time only)		$40 $115
Tuition (per credit hour)		$690

Nurse Anesthesia (Master of Science)

Application Fee (non-refundable)		$40
General Services Fee (annual)		$580
Tuition (per credit hour)		$1,200
Malpractice Insurance Fee (annual)		$550
Junior AANA Membership		$100
National Certification Exam Fee		$725

Occupational Therapy Master of Science

Application Fee		$40
General Services Fee (annual)		$580
Tuition		$32,230
Tuition (students completing OT Summer 2013)		$7470
Malpractice Insurance Fee (annual)		$85

Physician Assistant (Master of Science)

	Application Fee  (Students apply through CASPA)		N/A
	General Services Fee (annual)		$580
	Tuition (Academic year)		$38,740
	PA Program Fee (first year)		$425
	PA Program Fee (second year) PA Clinical Fee (annual amount billed over three semesters)		$100 $2,500
	Malpractice Insurance Fee (annual, first and second years)		$310

Physical Therapy (Doctor of Physical Therapy)

Application Fee (non-refundable)		$40
General Services Fee (annual)		$580
Tuition (Fall and Spring combined)		$30,090
Tuition (Summer)		$7,780
Malpractice Insurance Fee		$85

Physical Therapy - (Post Professional Doctor of Physical Therapy)

Application Fee (non-refundable)		$40
General Services Fee (one-time, non-refundable)		$115
Tuition (per credit hour)		$740

Public Health (Master of Public Health or Graduate Certificate)

Application Fee (non-refundable)		$40
General Services Fee (one-time, non-refundable for matriculated students)		$115
Tuition (per credit hour)		$620
Registration Fee (nonmatriculated students per semester)		$

Social Work (Master of Social Work)

Application Fee (non-refundable)		$40
General Services Fee (annual)		$580
Tuition (per credit hour)		$810
Malpractice Insurance Fee (annual)		$40
Teacher Certification Program (TCP)
Application Fee (non-refundable)		$40
General Services Fee (one time, non-refundable)		$110
Tuition (per credit hour)		$580

Explanation of Fees

Student Malpractice Insurance

A group insurance policy is purchased and provided by the SWAG��Ƶ for those students involved in clinical training rotations in the amount of $1,000,000/$3,000,000.

General Services Fee

This mandatory fee is billed to graduate students and provides the following services.

1. Graduation activities including cost of banquet, speakers, and diplomas.
2. Student Senate (Government) activities including support for clubs, programs, cultural events, etc.
3. Orientation activities.
4. University Health Care services providing high quality health care services.
5. Finley Center gymnasium.
6. Athletic events including intramural programs and all intercollegiate home games.
7. Transcripts available at no charge.

Health Insurance

Graduate students are required to enroll in SWAG��Ƶ's Student Medical Insurance Plan unless proof of comparable insurance can be demonstrated. Please refer to the health insurance brochure for additional information.

Laboratory Fees

Laboratory Fees Fees are charged to students who enroll in laboratory, computer, student teaching, or other designated courses. The fee is listed in the official course schedule published on the web at the time of registration. Please refer to semester course schedules for fee structures.

Late Registration Fee

Students who register after the published deadline will be required to pay a $75 late registration fee.

Parking Fee

Students, Faculty and Staff wishing to park a vehicle on campus must purchase a parking permit fromwww.thepermitstore.com  Enter your destination as SWAG��Ƶ.  Permit prices vary.  For 2013-2014 a  Resident Permit is $300.00 and a Commuter Permit are $90.00.  Failure to register a vehicle will result in a fine and having your vehicle towed from campus.

Payment Options

Students may pay the college charges as they fall due each semester or in accordance with SWAG��Ƶ's Monthly Payment Plan offered through Tuitionpay. They may also arrange to pay the total due by using a mixture of these payment arrangements.

The payment dates in the SWAG��Ƶ sponsored payment plans cannot be deferred for the convenience of students using student loans, or other tuition payment programs. Both long and short-term financial arrangements should be made far enough in advance to assure payment on the required dates. Special problems or emergency situations can be discussed with the Student Accounts Office at the BiddefordCampus or the Business Office at the Portland Campus, at any time.

Option I: Payment by Semester

Approximately six weeks prior to the start of a semester, bills will be sent for the tuition, room and board, and fees. Payment of this bill is due by the start of the semester. The payment due is the total of all the semester charges less any previous payments or financial aid credits.

Option II: Monthly Payment Plans

The Ten-Pay Payment Plan spreads the full year charges over ten months beginning June 1st. This plan is offered through Tuitionpay and is designed to relieve the pressure of “lump sum” payments by spreading the cost over 10 months. There is an application fee. There are no interest charges.

In addition to these options for payment, SWAG��Ƶ accepts Mastercard, VISA, and Discover.

Applicants are urged to apply by May 15th. Applications made after the start of the program (June 1st) must be accompanied by an initial payment sufficient to become current with the regular 10-month payment schedule. Applications for the 10-month plan will not be accepted after September 15th.

Late Payment Charge

The balance due each semester will be considered overdue if not paid by the specified date, and any unpaid balance will be subject to a late charge of 12% per annum or 1% per month. Students with unpaid bills will not be able to register for courses or be placed on the official school roster nor can they attend classes until they have received clearance from the Business Office. Students with overdue accounts are not eligible for academic credit, transcripts, or degrees.

Course Withdrawal Tuition Refund Policy

Course changes for matriculated students are allowed during the add/drop period during the fall and spring semesters.  After the add/drop period, no refunds are made for course withdrawals.

University Withdrawal

Matriculated students who intend to withdraw from the University must complete official forms available from the program director, Student Affairs Office or Registration Services on either campus. Documentation must be signed by the appropriate academic dean. Student responsibilities include: a) knowledge of the University's policies regarding refund of tuition and/or fees as stated in this catalog; b) return of University identification (ID) card to the Office of Student Affairs; c) return of any University keys to the appropriate departments. The University reserves the right to withhold the issuance of refunds and transcripts until the process has been completed. Following withdrawal, any student wishing to re-enroll at the SWAG��Ƶ must apply through the Office of Admissions.

For purposes of computing refunds, the date of withdrawal recorded by the academic dean's office upon receipt of the withdrawal notice from the student, shall be considered official and will be used to compute refunds, if any, due to the student.

Tuition refunds for matriculated students leaving the University during a semester will be made as follows: 
  Fall\Spring\Summer Refunds 
  During first two weeks 80%
  During third week  60%
  During fourth week  40%
  Over four weeks  No refunds
     
  Short-Term Courses (3-10 weeks)   
  Before second class 100% 
  During first week  40%
  During second week  20%
  Over two weeks No refunds 

Loan/Grant/Scholarship Adjustments

Adjustments to scholarships, grants and loan programs will be made in accordance with respective program regulations and University policy before a refund to the student is calculated. In cases where a refund may be due and the student has received funds through the Guaranteed Student Loan Program, it is our policy to refund those funds directly to the bank which made the loan. Refunds will not be made in the case of absence, dismissal or suspension.

Other Fees

After registration there shall be no refund of fees.

SWAG��Ƶ's Refund Policy follows the Federal Return of Title IV Aid Refund Policy for Wisconsin residents enrolled in SWAG��Ƶ's online programs. If a student withdraws from SWAG��Ƶ prior to the 60% point in the semester (based on calendar days from the first day of the semester through the last scheduled day of the semester) eligible charges due or paid will be refunded on a pro rata basis within 40 days of termination date. Some fees are non-refundable and therefore not pro-rated. Fees not refunded are: General Service (one-time fee), Application (one-time fee) and Technology (charged each semester fee). Financial aid awarded (if any) will be returned to the federal, state and SWAG��Ƶ programs on a pro rata basis. Outside scholarship or non-federal loan assistance will not be returned unless specifically requested by the provider.

After the 60 percent point in the semester, financial aid will not be reduced for any withdrawal, nor will any refund will be granted. This policy applies to all university withdrawals whether student initiated or administrative withdrawals.

Students should note that withdrawal may or may not result in an actual refund of money to the student. Circumstances may occur in which the student still owes money to the University even after appropriate withdrawal credit.

Contact Student Financial Services with specific questions.

Refunds for Leave of Absence
A leave of absence for a specified period of time, not to exceed one academic year, may be granted to a matriculated student with the authorization of the academic dean.  A Request for Leave of Absence form is available from the program office, Student Affairs Office or Registration Services on either campus. Application for readmission is not necessary if the student returns as planned; however, the student who does not return at the specified time will be administratively withdrawn and will be subject to readmission procedures. Tuition refunds are subject to the withdrawal policy timelines.

It is the responsibility of the student to contact the office of the program director to indicate change of plans.

A student in the military reserves that is called up to active duty will be granted a full leave of absence tuition credit.

Refunds for Online Students

Maryland

SWAG��Ƶ's Refund Policy follows the Federal Return of Title IV Aid Refund Policy for Maryland residents enrolled in SWAG��Ƶ's online programs. If a student withdraws from SWAG��Ƶ prior to the 60% point in the semester (based on calendar days from the first day of the semester through the last scheduled day of the semester) eligible charges due or paid will be refunded on a pro rata basis within 40 days of termination date. Some fees are non-refundable and therefore not pro-rated. Fees not refunded are: General Service (one-time fee), Application (one-time fee) and Technology (charged each semester fee). Financial aid awarded (if any) will be returned to the federal, state and SWAG��Ƶ programs on a pro rata basis. Outside scholarship or non-federal loan assistance will not be returned unless specifically requested by the provider.

After the 60 percent point in the semester, financial aid will not be reduced for any withdrawal, nor will any refund will be granted. This policy applies to all university withdrawals whether student initiated or administrative withdrawals.

Students should note that withdrawal may or may not result in an actual refund of money to the student. Circumstances may occur in which the student still owes money to the University even after appropriate withdrawal credit.

Proportion of total course, program or term completed as of withdrawal or termination date	Tuition Refund
Less than 10%	90%
10% up to but not including 20%	80%
20% up to but not including 30%	60%
30% up to but not including 40%	40%
40% up to but not including 60%	20%
more than 60%	No Refund

Wisconsin

SWAG��Ƶ's Refund Policy follows the Federal Return of Title IV Aid Refund Policy for Wisconsin residents enrolled in SWAG��Ƶ's online programs. If a student withdraws from SWAG��Ƶ prior to the 60% point in the semester (based on calendar days from the first day of the semester through the last scheduled day of the semester) eligible charges due or paid will be refunded on a pro rata basis within 40 days of termination date. Some fees are non-refundable and therefore not pro-rated. Fees not refunded are: General Service (one-time fee), Application (one-time fee) and Technology (charged each semester fee). Financial aid awarded (if any) will be returned to the federal, state and SWAG��Ƶ programs on a pro rata basis. Outside scholarship or non-federal loan assistance will not be returned unless specifically requested by the provider.

After the 60 percent point in the semester, financial aid will not be reduced for any withdrawal, nor will any refund will be granted. This policy applies to all university withdrawals whether student initiated or administrative withdrawals.

Students should note that a withdrawal may or may not result in an actual refund of money to the student. Circumstances may occur in which the student still owes money to the University even after appropriate withdrawal credit.

Contact Student Financial Services with specific questions.

Important Notes

1. Students should expect annual increases in the cost of attending SWAG��Ƶ since the University is subject to the same inflationary pressures that affect the rest of society.
2. The Board of Trustees, however, reserves the right to make changes in tuition and fees at any time.
3. For their own protection while at the University, it is recommended that students carry their own local checking accounts to provide funds for incidental expenses and emergencies. People's United Bank, which is our preferred bank, provides a full-service ATM machine located in the Campus Center and in the Alfond Forum on the Biddeford Campus, and in the breezeway between Proctor and Hersey Halls on the Portland College Campus.  For those students who have People's United Bank checking accounts, ATM transactions are free of charge. Checks may also be cashed daily ($75 maximum) at the Student Accounts Office on the Biddeford Campus. 
4. The University offers direct deposit to its students. Students with credit balances can have the excess funds directly deposited in the bank of their choice. The sign-up form is available on the Web. 
5. The University will not be responsible for the loss of property on or off campus although it strives to safeguard students' property on campus.
6. Students are expected to pay for textbooks at the beginning of the semester. Books, supplies and other items available at the University Bookstore may be paid for with cash, check, Master Card, VISA, and Discover.