SWAG��Ƶ

2021–2022 Professional Tuition and Fee Rates (tuition and fees are subject to change)

College of Dental Medicine

Application Fee (non-refundable)	$55
General Services Fee Yr. 1 (semester, non-refundable)	$360
General Services Fee Yrs. 2-4 (semester, non-refundable)	$240
Parking Permit Fee (Resident)	$300
Parking Permit Fee (Commuter)	$90
Malpractice Insurance Fee (annual, non-refundable)	$100
Program Fee Yr. 1 (semester, non-refundable)	$5,600
Program Fee Yrs. 2-3 (semester, non-refundable)	$3,734
Program Fee Yr. 4 (semester, non-refundable)	$2,734
Tuition (academic year)	$68,380
Tuition - Advanced Standing (academic year)	$88,120

College of Osteopathic Medicine

Application Fee (non-refundable)	$55
General Services Fee (semester, non-refundable)	$400
Parking Permit Fee (Resident)	$300
Parking Permit Fee (Commuter)	$90
Malpractice Insurance (annual, non-refundable)	$130
Program Fee (semester, non-refundable)	$740
Tuition (academic year)	$60,040

College of Pharmacy

General Services Fee (semester, non-refundable)	$360
Parking Permit Fee (Resident)	$300
Parking Permit Fee (Commuter)	$90
Malpractice Insurance (annual, non-refundable)	$50
Program Fee (semester, non-refundable)	$1,075
Tuition (academic year)	$42,220

Explanation of Fees

Malpractice Insurance

A group insurance policy is purchased and provided by the SWAG��Ƶ for those students involved in clinical training rotations in the amount of $1,000,000/$3,000,000.

General Services Fee

This mandatory fee is billed to graduate students enrolled in 7 or more credits and provides the following services:

1. Graduation activities including cost of banquet, speakers, pinnings, hoodings, and diplomas.
2. Student Government activities including support for clubs, programs, cultural events, etc.
3. Orientation programs designed to introduce new students to SWAG��Ƶ.
4. Student Health Center services.
5. Access to University facilities: Finley Recreation Center featuring a gymnasium, fitness center, intramurals, recreation, and wellness programs and/or access to Campus Center featuring a gymnasium, running track, pool, fitness center with racquetball courts, snack bar, and bookstore.
6. Athletic events including intramural programs and all intercollegiate home games.
7. Transcripts are available at no charge.

Health Insurance

Graduate students are required to enroll in SWAG��Ƶ's Student Medical Insurance Plan unless proof of comparable insurance can be demonstrated. Please refer to the health insurance brochure for additional information.

Parking Fee

Students, Faculty, and Staff wishing to park a vehicle on campus must purchase a parking permit from .  Enter your destination as SWAG��Ƶ.  Permit prices vary.  Failure to register a vehicle will result in a fine and having your vehicle towed from campus.

2021–2022 Payment Information

OVERPAYMENTS

The University is required to refund overpayments to students resulting from Title IV Financial Aid payments in accordance with Federal Regulations. Students may elect to have their overpayment directly deposited into a checking or savings account. 

Note:  It is customary for students to borrow from several sources or to sign agreements with third-party payers such as the Armed Forces, State, or Federal governments to cover their educational costs as well as living expenses.  The University realizes that payments are not always received in a timely fashion because of delays at the bank or governmental agencies.  In the event that the student finds that he/she will not have adequate resources for living expenses, a petition for exception to our refund policy can be submitted.  This petition will need to be evaluated by the Student Financial Services Center and must clearly demonstrate financial hardship.  The University will refund up to one month of living expenses, as determined by the Student Financial Services Center, in anticipation of student loan and/or government checks.

WITHDRAWAL TUITION REFUND POLICY

A student who intends to withdraw from the University will be required to go through the withdrawal process.  He/she must first see their College's Academic Dean to obtain the necessary forms.  Verbal notice is not sufficient.  For purposes of computing refunds, the date of withdrawal recorded by the Dean after receipt of withdrawal forms will be used by Student Financial Services to compute any refunds due to the student.

Note: Refunds are not permitted for withdrawals during summer remedial courses.

PAYMENT OPTIONS

Students may pay the college charges as they fall due each semester or in accordance with SWAG��Ƶ's Monthly Payment Plan offered through Tuitionpay. They may also arrange to pay the total due by using a mixture of these payment arrangements.

The payment dates in the SWAG��Ƶ sponsored payment plans cannot be deferred for the convenience of students using student loans or other tuition payment programs. Both long and short-term financial arrangements should be made far enough in advance to assure payment on the required dates. Special problems or emergency situations can be discussed with the Student Financial Services Center at any time.

Option I: Payment by Semester

Approximately six weeks prior to the start of a semester, bills will be sent for the tuition, room and board, and fees. Payment of this bill is due by the start of the semester. The payment due is the total of all the semester charges less any previous payments or financial aid credits.

Option II: Monthly Payment Plans

The Ten-Pay Payment Plan spreads the full year charges over ten months beginning June 1st. This plan is offered through Tuitionpay and is designed to relieve the pressure of “lump sum” payments by spreading the cost over 10 months. There is an application fee. There are no interest charges.

In addition to these options for payment, SWAG��Ƶ accepts MasterCard, VISA, and Discover.

Applicants are urged to apply by May 15th. Applications made after the start of the program (June 1st) must be accompanied by an initial payment sufficient to become current with the regular 10-month payment schedule. Applications for the 10-month plan will not be accepted after September 15th.

LATE PAYMENT CHARGE

The balance due each semester will be considered overdue if not paid by the specified date, and any unpaid balance will be subject to a late charge of 12% per annum or 1% per month. Students with unpaid bills will not be able to register for courses or be placed on the official school roster nor can they attend classes until they have received clearance from the Student Financial Services Center. Students with overdue accounts are not eligible for academic credit, transcripts, or degrees.

LEAVE OF ABSENCE TUITION CREDIT POLICY

In the event a student desires to apply for a leave of absence, a Leave Form must be submitted to their college's Academic Dean. The form will include the reason for leaving as well as the expected date of return. An approved leave of absence will result in credit towards the student’s tuition using the Withdrawal Tuition Refund Policy. Failure to return on the agreed upon date will result in a withdrawal.   

Refunds for Maryland Residents

MARYLAND

SWAG��Ƶ's Refund Policy follows the Federal Return of Title IV Aid Refund Policy for Maryland residents. If a student withdraws from SWAG��Ƶ prior to the 60% point in the semester (based on calendar days from the first day of the semester through the last scheduled day of the semester), eligible charges due or paid will be refunded on a pro rata basis within 40 days of termination date. Some fees are non-refundable, and therefore, not pro-rated. Fees not refunded are: General Service (one-time fee), Application (one-time fee), and Technology (charged each semester fee). Financial aid awarded (if any) will be returned to the federal, state and, SWAG��Ƶ programs on a pro rata basis. Outside scholarship or non-federal loan assistance will not be returned unless specifically requested by the provider.  After the 60 percent point in the semester, financial aid will not be reduced for any withdrawal nor will any refund be granted. This policy applies to all university withdrawals whether student initiated or administrative withdrawals.  Students should note that withdrawal may or may not result in an actual refund of money to the student. Circumstances may occur in which the student still owes money to the University even after appropriate withdrawal credit.

MARYLAND STUDENTS- PROPORTION OF TOTAL COURSE, PROGRAM OR TERM COMPLETED AS OF WITHDRAWAL OR TERMINATION DATE	TUITION REFUND
Less than 10%	90%
10% up to but not including 20%	80%
20% up to but not including 30%	60%
30% up to but not including 40%	40%
40% up to but not including 60%	20%
more than 60%	No Refund

Contact Student Financial Services with specific questions.

College of Osteopathic Medicine and College of Dental Medicine

Fall Tuition Refund

June 1 to Orientation	90%
During the first and second week of classes	50%
During the third and fourth week of classes	25%
After the fourth week of classes	None

Spring Tuition Refund

During the first and second week of classes	50%
During the third and fourth week of classes	25%
After fourth week of classes	None

Refunds will not be made in the case of absence, suspension, or dismissal.

College of Pharmacy 

Tuition Refund

During the first two weeks	80%
During the third week	60%
During the fourth week	40%
Over four weeks	None

Refunds will not be made in the case of absence, suspension, or dismissal.

Important Notes

1. Students should expect annual increases in the cost of attending SWAG��Ƶ since the University is subject to the same inflationary pressures that affect the rest of society.
2. The Board of Trustees, however, reserves the right to make changes in tuition and fees at any time.
3. For their own protection while at the University, it is recommended that students carry their own local checking accounts to provide funds for incidental expenses and emergencies. People's United Bank, which is our preferred bank, provides a full-service ATM machine located in the Campus Center and in the Alfond Forum on the Biddeford Campus, and in the breezeway between Proctor and Hersey Halls on the Portland college campus.  For those students who have People's United Bank checking accounts, ATM transactions are free of charge. Checks may also be cashed daily ($75 maximum) at the Student Accounts Office on the Biddeford Campus. 
4. The University offers direct deposit to its students. Students with credit balances can have the excess funds directly deposited in the bank of their choice. The sign-up form is available on the Web. 
5. The University will not be responsible for the loss of property on or off campus although it strives to safeguard students' property on campus.
6. Students are expected to pay for textbooks at the beginning of the semester. Books, supplies, and other items available at the University Bookstore may be paid for with cash, check, Master Card, VISA, and Discover.

7. A student in the military reserves will be granted a full leave of absence tuition credit should the student be called to active duty while attending courses during any given semester.